Last Sunday's boston globe featured an article on one urban high school and the college aspirations of its students. For many, the high cost of tuition prevented them from attending their first-choice institutions (often private), and many are instead heading to community colleges or state universities. These students and their families, the article made clear, don't understand the complexities of financial aid and the tuition-discounting game.

For families still questioning how they might afford higher education in light of competing financial concerns, here are two great resources:

iCreditCentral is the "borrower's marketplace," offering loads of advice and links, as well as a "Credit School" to answer the most difficult questions.

For those with spotty credit histories, try Bad Credit Alliance. You'll probably find that things aren't as bad as they seem.

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