You're not poor. You're fortunate enough to come from a family with a nice middle class income. You grew up in a home with two cars, a nice house, parents who have decent jobs, etc. So you figure you're not going to get a penny from the Pell Grant, since it's need based.

Should you fill out the FAFSA (the Free Application for Federal Student Aid)? Oh yes!

Despite the hassle and time involved, there are a number of reasons for you to fill out the FAFSA even if you don't expect to get a single cent from the Pell Grant.

Reason number one is simple: you might be surprised. You might actually be eligible for some Pell Grant money, depending on your family's income, the number of siblings you have in college, and the exact cost of going to your school.

But it doesn't stop there. There are a number of other reasons to fill out the FAFSA even if you don't think you qualify for the Pell Grant and you don't want to take out a loan. You can see some of those other reasons at FastWeb...